The Complete Cheque Clearing Platform Built For Local And Overseas Banks
DMS-Imago is an image-based cheque clearing system covering the entire clearing cycle inward, outward, postdated, and transfer cheques for both LKR and USD, on a single centralised truncation point.
Cheque Imaging & Truncation System


The Pioneer In Locally Developed Cheque Truncation Proven At Home And Overseas
Single truncation point
Every cheque flows to one Central Clearing Department for unified online or offline clearing house communication.
WHAT IS IMAGO
DMS-Imago is an image-based cheque clearing solution developed and supported locally by DMS Software Engineering, built on the latest Microsoft .NET technology. It is the only Sri Lankan-developed CITS application implemented in overseas banking sectors.
Built on a modular approach, Imago deploys in centralised, decentralised, or hybrid environments and supports both Oracle and MS SQL Server. The system is highly parameter-driven designed around a Central Clearing Department concept where every cheque reaches a single truncation point for online or offline communication with the national clearing house.
The application integrates with your core banking system online or offline, and is customised to each bank's clearing requirements.
Online or offline CBS integration
Validate and update accounts in real time, against the Imago DB, or fully offline your choice per function.
Maker / checker controls
Second-user authorisation across processing, returns, amendments, and releases for a complete audit trail.
Centralised or decentralised
Run branch-level processing, central processing, or a hybrid of both all from one parameter-driven platform.
Depth, Reach, And Reliability No Generic Vendor Matches.
36+ Years Of Engineering
Experience across core banking, cheque truncation, document management, and customised development in local and overseas markets.
17+ Years In Cheque Truncation
Proven Overseas
A dedicated team focused only on cheque clearing digitisation and business automation since 2005.
The only Sri Lankan IT company to implement a locally developed CITS application in an overseas banking sector.
WHY IMAGO
DocFLO is built around four core outcomes that operational leaders care about most the difference between processes that run themselves and processes you have to chase.
Seamless Integration
Integrates with third-party applications, bank signature software, UPM/AD, and CDM online or offline with your CBS.
OCR Auto-Repair
Strong Technology Partners
Automatically repairs inward cheques when image MICR lines do not match the inward file, reducing manual rework.
Built with Microsoft, Oracle, and Huawei Cloud a trustworthy, centrally managed deployment foundation.
Every Stage Of The Clearing Cycle, Fully Covered.
Inward Clearing
Download images and data from the clearing house, segregate to users, scrutinise images, compare signatures, and generate outward return details.
Outward Clearing
Postdated Cheques Warehousing
Capture images via scanner, extract MICR data, transmit to the clearing house electronically, then reconcile inward returns against outward batches.
Scan and warehouse PDCs, advance or extend value dates, hold or remove cheques, and auto-move batches to outward on the dispatch date.
System Settings
Manage all parameters from a single menu: holidays, banks, branches, customers, charges, return codes, cost centres, and day-end process.
Administration
Central user creation and rights, password policy maintenance, function and role management, plus system backup and recovery.
Scanner Support
Works with popular cheque scanners PANINI, Canon, Digital Check, Burroughs, Unisys with easy interfacing for new scanner brands.
PLATFORM MODULES
Each module is integrated and configurable from image download and scrutinisation through to returns, warehousing, and day-end processing.
Transfer (On-Us) Cheques
Handle in-house cheques with full inward and outward features without submitting to the clearing house for the clearing process.
Comprehensive real-time dashboards with filters, a wide range of transaction and MIS reports, and history reports by date or period.
Dashboards & Reports
See DMS-Imago Handle Your Bank's Clearing Cycle
Our team will walk through inward, outward, PDC, and transfer clearing configured for your environment and currency requirements.
✓ ISO/IEC 27001:2022 Certified
✓ LKR & USD clearing
✓ Responds within one business day
GET STARTED
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40+ years of enterprise technology excellence. Trusted by organisations across the Gulf, Africa, and Asia Pacific since 1983.
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